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Debit cards are not aimed at people who want to rebuild their credit. We would recommend choosing a credit card that reports credit card activity to all three major credit bureaus - Experian, Equifax, and TransUnion. If your credit score is low and you have problems getting an unsecured credit card, you can consider a secured credit card. For example, Chime has the Chime Secured Credit Builder Visa® Credit Card. There is no credit check to apply for the card and there's no minimum deposit required. The money you put to your Credit Builder will be held in a secured deposit account as collateral for your Credit Builder Visa card, and you can spend up to this limit. If you use Credit Builder consistently, you can build your credit. Your activity will be reported to TransUnion, Experian, and Equifax.