The content is accurate at the time of publication and is subject to change.

Since you are planning to close your Alliant credit card, you might have some balance on it which you may want to pay off at 0% interest. At the same time, you may want your new credit card to allow travel redemptions. You can find a good option among Discover credit cards. Discover is famous for its cash back credit cards with no annual fees but it also has a miles rewards credit card - the Discover it® Miles. The card earns 1.5 miles per dollar on all purchases and has a 0% intro APR for 15 months on purchases and balance transfers. Once the introductory rate is over, 18.24% - 27.24% Variable APR will apply. If you transfer the balance to the card, you will have to pay a balance transfer fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*.

The Discover it® Miles will give you multiple ways to redeem miles: you can turn miles into cash, redeem as statement credits for your travel purchases (like airfare, hotels, rideshares, gas stations, restaurants, commuter transportation, car rentals, travel agents, and online travel sites), use instantly at Amazon.com checkout or use when you pay with PayPal. Earned miles never expire and won't lose them even if you close your card.

tags : Banks Cash Back Fees

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.