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Royal Caribbean credit card allows to earn and redeem points with Royal Caribbean, Celebrity Cruises and Azamara Club Cruises. Another redemptions are not available. If you want to redeem rewards for any cruise, you should consider general travel rewards credit card. For example, consider the Discover it® Miles credit card. You can earn rewards anywhere you shop and redeem them for any travel expenses, inclidung cruises. This credit card offers unlimited 1.5x miles for every dollar spent on all purchases all with no annual fee. What is more, Discover will match all the miles you've earned at the end of your first year, automatically (provided you are a new cardmember). For example, if you earn 35,000 miles, you get 70,000 miles. That's $700 towards travel!