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I need some advice. I own my own business for about 4 months. I'm a 21 year old self...

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I need some advice. I own my own business for about 4 months. I'm a 21 year old self employed web developer, and I've never had any credit. I make between $750-1200 a week and I hope to get a very small credit line to prove that I can pay my payment early every month. I don't need a consumer card to purchase from websites, maybe just a gas card or something that could help me to build credit. Do you by chance have any advice for me?

Answered on Jan 27, 2012

Updated on May 21, 2013

The content is accurate at the time of publication and is subject to change.

Cards for people with no or limited credit history would be a good fit for you. You will be able to start building your credit history because your credit activity will be reported to the major credit bureaus. Usually credit card issuers do not give a high credit limit to people without credit history. The amount of the credit limit is based on the individual's creditworthiness.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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