The content is accurate at the time of publication and is subject to change.

Every credit issuer is different when it comes to determining what makes an individual credit worthy and there are many factors that are taken into consideration when determining your approval, aside from the current state of your credit score. Many store credit card issuers do not require you to have a perfect or even excellent credit score. It’s safe to assume you would have a decent chance of being approved for the Big Lots credit card as long as your score is in fair range or above. If you were to be denied for the card, you always have the option of rebuilding your credit and trying to apply again.

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Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.