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Thank you for a question. MGM hotel chain credit card is officially called M life® Rewards Mastercard®. It is good for people who often stays at MGM hotels as it comes with increased rewards for hotel stays and allows you to redeem bonus points for stays and rooms upgrades. It's main minus is the fact you can redeem bonus points only inside the MGM hotel chain.
If you prefer to stay at different hotels or you want to have a card for everyday purchases, you may choose from rewards credit cards. Such cards will give you rewards on all purchases and flexible redemption options. You may redeem rewards for any hotel you want and for other travel expenses.