The content is accurate at the time of publication and is subject to change.

Although consumers have the option to transfer balances for a lower rate of interest from one bank to another one must also remember that a balance transfer and the interest rate is given on the basis of one's credit history or one's credit score.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.