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No. The Bob's Furniture credit card is not a Visa or a Mastercard credit card. It is a store credit card that can only be used at Bob's Furniture locations and online shop. If you need a credit card for everyday purchases, you can apply for a regular credit card that is good for your current credit. Regular credit cards are accepted everywhere, and if there is a need, you can use it at Bob's Furniture as well.

It will be useful to check your credit score first. If your score is close to 700, one of the options is to use the Discover it® Cash Back card. The card offers a high rewards rate on everyday purchases at different places like gas stations, grocery stores, restaurants and more, up to the quarterly maximum, each time you activate. When you sign up for the Discover it® Cash Back card, you won't receive the traditional introductory bonus. Instead, Discover will match all the cash back you've earned at the end of your first year (provided you are a new cardmember) - with no maximum reward amount. It also gives cardholders an early break on interest with 0% Intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 17.24% - 28.24% Variable APR.

The Citi Double Cash® Card (Citi is a advertising partner) is also a good option for buying furniture and more. The flat-rate cash back card features the simplest rewards structure you can find - offering 5% cash back on all purchases - 1% at the time of purchases and 1% when you pay your bill. There's no limit to how much cash back you can earn. And the flat-rate cash back makes it easy to earn cash back on all your purchases, including on those you make at Bob's Furniture.

If your credit score is low, you might want to consider the Discover it® Secured Credit Card. It is a secured credit card that offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases, unlimited Cashback Match™ at the end of the first year (provided you are a new cardmember) and no annual fee. The card looks and acts like a traditional credit card, except that you provide a security deposit as collateral for your credit card account. Your credit line will equal the amount of this security deposit. With a secured card that reports your activity to all three credit bureaus, you can further boost your overall credit score. Moreover, after seven months, account holders will automatically be evaluated for deposit return and transition to an unsecured card.