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There are two credit cards: Houzz credit card and Houzz Mastercard credit card. The Houzz credit card is a store credit card that can only be used at Houzz store. If you need a credit card for everyday purchases, you can apply for a regular credit card that is good for your current credit. Regular credit cards are accepted everywhere, and if there is a need, you can use it at Houzz as well. Here, at credit-land.com, you can use our Credit Card Navigator Tool that will find a perfect credit card for you based on your credit score and preferences.