Is instant approval for credit cards a reality? - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Is instant approval for credit cards a reality?

Is instant approval for credit cards a reality?

Answered on | Updated on May 12th, 2011
The content is accurate at the time of publication and is subject to change.

Snail mails have made way to e-mails, emails to blogs, and blogs to micro blogs and it still does not seem enough! Every minute that mattered previously has now shrunk to every second that matters! When all else can change, why not the rate at which your credit card request is processed?

With better networking and smarter working standards, instant approval of credit cards has in fact become a reality though it is hard to believe. There have been many hitches and complaints along the way, but the journey has zoomed off to the destination finally and people love this speed of execution.

There are some points you have to bear in mind if you want that approval to be done so fast. You have to shoulder the responsibility of paying extra for the process. Every bit of manpower and technology is to be employed to make the processing as quickly as possible so you cannot crib much about the extra fees you will be charged.

Secondly, you will need to spend some money from your own pocket until the credit card reaches you. Since we are talking about instant approval, the time for the card to reach you will be minimal and may not affect you much.

For all those who wondered if such a thing would be possible at all, the banks have done a tremendous job to convince you it can. Many people who have availed such cards stand proof to the fact that constant betterment and innovative solutions are possible at every stage.

Application forms can be easily downloaded from the internet. You will have to fill it up and also keep documents like the age proof, address proof, telephone numbers etc so that you waste no time in arranging for them at a later stage. The more you delay with submitting these details; the farther you are from receiving your card.

Once you get the card, make wise choices each time you swipe it. Keep your credit history clean by making payments on time. Such a history will bring you many benefits like faster loan processing, better interest rates on your loan and many more.

Take help of the internet is getting your facts clear about the credit cards. Reading related resources is a wonderful way to plan for the credit card. You will also be better informed about the pitfalls, the causes for delay and hence avoiding those gets easier.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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