I am very new to the world of credit. I have never... - Build Credit History Questions


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Credit Card Applications » Questions » User Questions » Build Credit History » I am very new to the world of credit. I have never had any credit card before, so I have no...

I am very new to the world of credit. I have never had any credit card before, so I have no idea what credit card would be right for me. I have a few potential considerations, such as Teamsters credit card, but I don’t know if it is right for me. Do you have any recommendations?

Answered on | Updated on September 30th, 2015
The content is accurate at the time of publication and is subject to change.

If you are considering applying for the Teamster Privilege credit card, there is one major requirement you must have before applying. On the Teamster website, it says that Teamster card is for union members and their families. If you meet that requirement, you are eligible, but there are other things you need to take into consideration for choosing your first credit card. Whatever card you choose to apply for, make sure the card reports your activity to the major credit bureaus so you can build a credit profile. Whatever credit card you get, use it responsibly meaning don’t make late payments or max out your credit limit as that can reflect negatively on your credit score. If you are able to get this card, it wouldn’t be the worst decision for a first card, but do look at the other options we offer.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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