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A rewards credit card is definitely worth having - it's not just hype. Whether you want cash back, travel rewards. One of the best things about applying for a credit card is getting one that comes with a signup bonus. This can be worth a hundred dollars of gift cards from your favorite stores, a round-trip ticket to a domestic destination in the continental United States, a flight upgrade that puts you in first class, or a hefty statement credit. Rewards are easy to redeem online and are generally flexible and easy to use. So do yourself a favor and find a rewards credit card to apply for today.