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A rewards credit card is definitely worth having - it's not just hype. Whether you want cash back, travel rewards. One of the best things about applying for a credit card is getting one that comes with a signup bonus. This can be worth a hundred dollars of gift cards from your favorite stores, a round-trip ticket to a domestic destination in the continental United States, a flight upgrade that puts you in first class, or a hefty statement credit. Rewards are easy to redeem online and are generally flexible and easy to use. So do yourself a favor and find a rewards credit card to apply for today. For example, it can be the Discover it® Chrome card. With this card you will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases - automatically. There is no annual fee and you will be able to take advantage of 0% Intro APR for 6 months on purchases (when the introductory interest rate is over, then 18.24% - 28.24% Variable APR will apply). You can keep this card as your primary card, or use it for gas purchases only.