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A rewards credit card is definitely worth having - it's not just hype. Whether you want cash back, travel rewards. One of the best things about applying for a credit card is getting one that comes with a signup bonus. This can be worth a hundred dollars of gift cards from your favorite stores, a round-trip ticket to a domestic destination in the continental United States, a flight upgrade that puts you in first class, or a hefty statement credit. Rewards are easy to redeem online and are generally flexible and easy to use. So do yourself a favor and find a rewards credit card to apply for today. For example, it can be the Discover it® chrome card. With this card you will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases - automatically. There is no annual fee and you will be able to take advantage of 0% intro APR on purchases (when the introductory interest rate is over, the ongoing APR will apply). You can keep this card as your primary card, or use it for gas purchases only.