I have not had a credit card in the last 7 or 8 years, but have an excellent record for a...
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
I have not had a credit card in the last 7 or 8 years, but have an excellent record for a secured auto loan that was paid off 5 years ago. I've operated on a cash basis since then using a debit card through my bank. I need to re-build or re-establish my credit. Thank you
Answered on Jan 20, 2013
Updated on Jan 20, 2013
The content is accurate at the time of publication and is subject to change.
Before you start looking at credit cards, check your credit report. You need to know your current credit score to apply for the right credit card. Once you know your score, go to our credit card navigator. Answer three questions and it will display the cards you would be eligible for that meet your requirements.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.
questions RELATED TO THIS TOPIC
What are the advantages of being an Accepted Platinum cardholder, and how can I make purchases with an account?
The Accepted Platinum Card is a line of credit that can be used exclusively at MyUnique Outlet Shopping Club website (www.myuniqueoutlet.com). My Unique Outlet is the online shopping portal for Unique Card Services that offers a wide...
I was offered to apply for Stoneberry credit while shopping online there. I didn't like that I can use that only at Stoneberry. Are there any credit cards that can be used anywhere if I don't have perfect credit.
Thank you for a question. You are right, Stoneberry credit can be used for shopping only at Stoneberry and its brands (including Masseys, Mason Easy-Pay, K. Jordan, and Fifth & Glam) and only online. If you want to shop anywhere, including offline,...
I like the Oportun Credit Card, but it seems to me that the percentage is high. Are there low interest credit cards for people like me with limited credit history?
Yes, it is possible to find such cards even if you have limited credit history. If your credit score is not where it needs to be, you can apply for credit cards for limited/no credit history from our partners and use it to bring...
I like the Staples Personal Credit Card, but it seems to me that the percentage is high. Are there low interest credit cards for people like me with limited credit history?
Yes, it is possible to find such cards even if you have limited credit history. If your credit score is not where it needs to be, you can apply for credit cards for limited/no credit history from our partners and use it to...
I want to get a Fortiva credit card, but I don't like that it comes with annual fee. Are there any alternatives?
You are right, Fortiva credit cards come with annual fees. If you have bad credit, you may choose from best credit cards for bad credit and find there a credit card with $0 annual fee. Don't forget to compare other rates and...