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There are many other ways to get a good price on your next shopping trip, whether it is at Foot Locker or another store. You don't have to get their branded credit card to earn cash back, points, and other rewards. One thing to consider is whether you have any credit history established. If you have never had a credit card before, you might want to look at banks that offer credit cards for limited credit, so you can begin to build your credit history. Start by ordering a free copy of your credit report from annualcreditreport.com and see where you stand with the three major credit bureaus. Then shop around for a rewards card that will work for you.