I have my eye on some furniture from Houzz. Should I... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I have my eye on some furniture from Houzz. Should I apply for their credit card to get special...

I have my eye on some furniture from Houzz. Should I apply for their credit card to get special financing?

Answered on | Updated on July 31st, 2019
The content is accurate at the time of publication and is subject to change.

Before you apply for a store credit card, take a close look at the terms and conditions. In this case, the ongoing APR of Houzz credit card is high. Also if you apply for the store version of the card, Houzz credit card, keep in mind that it can be used at Houzz only and you won’t be getting any rewards for your purchases. A better idea is to find a credit card with a 0% interest on purchases for the first year promotion, and which also has a sign-up bonus that gives you something great, like miles for a round-trip plane fare, or great cash back rewards. These offers are plentiful, and much better than store credit card offers. Do yourself a favor and apply for a flexible rewards credit card before you buy that new furniture.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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