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That's a great question. It's usually a much better idea to apply for a rewards credit card than to use in-store financing. Zales credit card offer special financing for their cardholders but doesn't offer rewards. Consider a credit card that offers good rewards on every purchase you make and have a sign-up bonus. You could end up getting enough points to take a round-trip flight for free, or spend a romantic weekend in a hotel with your special someone - maybe it's the person you're making that major purchase for.

For example, you may consider the Discover it® Cash Back credit card. This card offers up to 5% cash back rewards in rotating categories that change each quarter (on up to the quarterly maximum, you need to sign-up to activate) and 1% cash back on all other purchases. What is more, it comes with 0% intro APR on purchases for 15 months (after that the ongoing 17.24% - 28.24% Variable APR will apply).

tags : Cash Back Store Cards

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.