No, you don’t have to have excellent credit to qualify for a VyStar credit card. VyStar has secured credit cards that are good for people with any credit. Note that to apply for a VyStar credit card, you should be a union member. If you are not a member, you will have to become one fist, and only then you will be able to apply for a VyStar credit card. Or you can apply for a bank credit card, if you do not want to be a union member. Bank credit cards are available to everyone and there is a credit card offer for any credit.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.