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The Raymour and Flanigan Preferred Rewards card is not very different from most other store credit cards, especially ones that come with a financing offer. This card really doesn’t offer anything too unique or special. The card offers cardholders the ability to choose a financing offer when they make a qualifying purchase. If you want me to recommend a store card with similar features, there are many bank cards that come with 0% introductory APRs. I would recommend you find a card like that.