The content is accurate at the time of publication and is subject to change.

Most often than not, credit cards are given to consumers by the banks with various offers and amazing interest rates, however one must read the fine print as well to see there is not catch to the offer, for example, although some cards have a zero percent interest rate on balance transfers, at times this last for only the first six months, after which the interest rate can go as high as 24%. Another example is when credit cards are given to consumers, as a promotional offer it reads 'Free credit card' however will have consumers paying an annual fee for it or in some cases may have a renewal fee for the card each year.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.