When choosing Mastercard, one can be assured of two things i.e. peace of mind that comes with the credit card features and benefits with respect to saving time, as well as money. There are different types of credit cards, and the benefits varies between one credit card to another. Some of the main features and benefits (on Mastercard debit as well as credit cards) are listed below.
- Personal assistance - (concierge services) - one can enjoy the exclusive personal assistance provided by Mastercard in obtaining dinner reservations, ticket booking, purchasing as well as delivering gifts, locating items that are hard to find, and coordinating arrangements that are related to business. With the Mastercard Global service, one can receive assistance anytime, anywhere in regards to any card-related queries.
- Shopping protection - there is an extended warranty (up to one year) provided over and above that of the manufacturer while using Mastercard to make purchases. It also offers price protection while using Mastercard for purchases. For instance, if one finds a lower price for an item that is purchased within a period of 60 days (from the date of purchase) the difference in price would be reimbursed.
- Personal protection - in case of ID theft, assistance is provided with information from the credit bureau as well as with credit card replacement. An ID theft Affidavit is provided in case of such an event.
- Travel protection - it has a host of features such as baggage delay insurance, hotel burglary insurance, travel accident insurance, trip cancellation insurance, lost/damaged luggage insurance etc.
- Travel assistance - air travel can be very stressful at times. Mastercard offers travel benefits such as assistance with travel, airport lounge access, luxury travel benefits, roadside assistance, and emergency assistance on Mastercard Global service (anytime, anywhere).
There are various benefits with various cards. For instance, World Elite Mastercard offers personalized services anytime and anywhere in the world. World Elite Mastercard also has an extensive luxury travel benefits such as World Elite air program, World Elite tours and vocations program, trip cancelation insurance, Mastercard Airport Concierge™, World Elite car rental program, World Elite chauffeured car service, World Elite private jet program, personal travel advisor, and Mastercard global service. However, not all World Elite Mastercard credit cards will give you access to all those benefits. For example, if you want to take advantage of Mastercard Airport Concierge, you will be able to do it with the Citi ThankYou® Premier Card. The number of benefits you have access to depends on the credit card issuer, so always check what benefits come with the card.
In addition to all of the above, one can avail the special savings from retailers as well as unique promotional offers by Mastercard and enjoy free access to thousands of big stores just by owning a Mastercard (debit, credit or prepaid).