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This card offers plenty of benefits, some specific to the brand, and some that can be used anywhere. Most of the advantages of this particular card can be found in many other credit cards, and they include: two points per dollar spent at restaurants, gas stations and on entertainment purchases. You'll also earn one point per dollar on all other purchases. The one thing special about this card is that you can earn five points per dollar spent on parts, service or accessories at a Lexus dealership. So if you spend a lot of money at the car dealership, this could be worthwhile. If you don't, you may want to take some time to look at a full range of options for different cards you can get. Look for a Visa Signature card to get some great benefits like purchase protection and concierge service, as well as no foreign transaction fees and zero liability for fraudulent purchases in case your card is compromised in some way.