The content is accurate at the time of publication and is subject to change.

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

Citi is a advertising partner.

The Interval World Mastercard® Credit Card earns elevated 3X points for every $1 spent on Interval International purchases only (exclusive to cardholders enrolled in the Interval World Mastercard Rewards program), 2X at gas stations and restaurants and 1X points for spendings everywhere else Mastercard is accepted.

Please note that the Interval World Mastercard® Credit Card Accounts are part of the Interval WVT Mastercard® program and issued by Comenity Capital Bank. The Interval World Mastercard is separate and independent from the World Mastercard program and does not receive World Mastercard benefits.

If you're not loyal to the Interval International and do not intend to pay maintenance fees, it's worth considering general rewards credit cards.

The Citi Premier® Card, for example, offers 3x points on air travel, hotels, gas stations, supermarkets, and restaurants including takeout, and 1x on all other purchases. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal. Best of all, your points are flexible and can be transferred to trusted partner airlines at a 1:1 ratio.

The Citi Premier Card is offering one of the best sign-up bonuses: 60,000 ThankYou points after spending $4,000 in purchases within the first 3 months of account opening. In addition to travel rewards, you can redeem ThankYou Points for a large selection of gift cards including department and home stores as well as restaurants. You can also use your points to shop online at or You can see all redemption options on the ThankYou Rewards portal.

The Citi Premier Card is a World Elite Mastercard product. You can get exclusive benefits from Mastercard such as $5 Lyft credit, free delivery and reduced service fees with DoorDash, Priceless Experiences and Priceless Golf, 24/7 Mastercard travel concierge, other luxury travel and partner benefits.

As an alternative, see if the Discover it® Miles card. This no-annual-fee card also earns 1.5x miles on all purchases and comes with 15 months of 0% Intro APR% intro APR on purchases and balance transfers (17.24% - 28.24% Variable APR after that). As a bonus, Discover will match all the miles you earn in the first year, with no cap. In other words, you'll earn a respectable 3x miles on all purchases in the first year.

The card lets you redeem miles to cover any eligible travel purchases you make with your card, including airfare, hotel stays and more. This means you don't have to book travel through a specific portal, nor do you have to worry about blackout dates or capacity controls. From there, you can use the Discover it Miles you've earned to cover any travel bookings by turning your miles into statement credits for travel purchases made within the last 180 days.