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Aside from functioning as a credit card to make purchases from Blue Nile, the credit card offered by Blue Nile doesn't offer much when it comes to exclusive cardholder benefits. The card does offer a no-interest financing option, but there are several general rewards cards that have better no-interest offers. Aside from this, the only other thing this card comes with is access to "exclusive offers and promotions." The card also comes with no annual fee, but this is common among store cards. In addition, there are several general rewards card that come with no annual fee as well. If you want my opinion, I would say to search for a credit card that will offer you more than the Blue Nile store card.