The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Hilton Hotels & Resorts has co-branded credit cards that are issued by American Express - Hilton Honors credit cards. However, like with any hotel credit card, Hilton credit cards limit you to how and where you can use earned points. You are basically limited to using points for free nights at Hilton and partner brands.
If you need more redemption options, look for non-branded credit cards. There are various rewards credit cards, and it might be hard to choose one best credit card for you. But if you are new to travel rewards or do not travel more than one or two times a year, look for simple credit cards with moderate annual fees. It might be a cash back credit card with fixed cash back or a card that offers a higher rewards rate on travel purchases. Such cards usually come with low to no annual fees, allow you to earn rewards without staying at hotels, and allow you to redeem earned rewards as statement credits or cash.
If you are an avid traveler and want your new credit card to have some travel benefits in addition to rewards earning, then look for travel rewards credit cards like the Citi Strata Elite℠ Card or the Wells Fargo Autograph Journey® Card. Such cards come with various travel credits and benefits like lounge access, upgrades, points transfers, or priority boarding. Another thing to consider when applying for such cards is that they also come with high annual fees and require good-to-excellent credit to qualify.
