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If we take the best policy offered, it will cover all costs stemming from the damage to or theft of rental cars. That includes accidents occurring on dirt and gravel roads, loss of use and personal insurance deductible, towing, and tire and rim damage as a result of theft, vandalism or vehicle collision. This is an example of a perfect coverage which you can expect. Other insurance policies may not include some damages or may not cover you in certain countries. It is always best to contact your credit card issuer to find out benefits you can get with your type of a credit card.