The content is accurate at the time of publication and is subject to change.

An independent sales organization is a term used for a financial body that various credit card issuing banks use to build relationships with new merchants that are available in the market. These are not the usual Visa or MasterCard dealers.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.