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You can choose between credit cards with no annual fee at all and credit cards with moderate annual fee. For example, the Discover it® Miles credit card comes with $0 annual fee. You will earn unlimited 1.5x Miles for every dollar spent on all purchases and Discover will match aLL the miles you’ve earned at the end of your first year, automatically (if you are a new cardmember). For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! Redeem your Miles as a statement credit towards travel purchases.