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You can choose between credit cards with no annual fee at all and credit cards with moderate annual fee. For example, the Discover it® Miles credit card comes with $0 annual fee. You will earn unlimited 1.5x Miles for every dollar spent on all purchases and Discover will match ALL the miles you've earned at the end of your first year, automatically (if you are a new cardmember). For example, if you earn 35,000 Miles, you get 70,000 Miles. That's $700 towards travel! Redeem your Miles as a statement credit towards travel purchases.

If you don't mind paying some annual fee, you can apply for the Citi Premier® Card (Citi is a advertising partner). Even with a $95 annual fee, you can earn sizable 60,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. These 60,000 Points are redeemable for $600 in airfare on any airline, anytime with no blackout dates or $600 in gift cards when redeemed at What is more, you will earn 3X points at restaurants, supermarkets, gas stations, air travel and hotels, and 1X on all other purchases.