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When choosing a credit card to earn rewards for your future cruise, you have two options. The first option is to choose a cruise co-branded credit card - the Holland America Line Rewards Visa® Card. However, this card allows to earn good rewards only on cruise purchases - 2 points. All other purchaswes will earn only 1 point. The second option is a general travel rewards credit card. Such cards will allow you to earn more miles and redeem them with any cruise.