I frequently shop at Palais Royal and I am interested... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I frequently shop at Palais Royal and I am interested in applying for their store card. The main problem I...

I frequently shop at Palais Royal and I am interested in applying for their store card. The main problem I have right now is the current state of my credit score. I was wondering, do you happen to have any idea about what the minimum credit requirements are for the card?

Answered on | Updated on September 12th, 2016
The content is accurate at the time of publication and is subject to change.

Unfortunately, I do not know any of the minimum requirements to be approved for the Palais Royal credit card; however, what I do know is that your credit score will not be the only thing you are judged on when being approved, but your credit score is definitely one of the most important factors that will determine your approval. Since the Palais Royal card is a store card, you are most likely not going to be required to have a score over 800 to be approved. On the other hand, no business would want to extend a line of credit to an unworthy applicant either, so I would say as long as your score is over 650, you should have a fair chance of being approved. You can always consider applying for a general rewards credit card instead and earn cashback or rewards points on purchases.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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