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Any credit score under 630† is considered bad credit, according to FICO. If you are not sure what your credit score is, you can check it with all three major credit bureaus - TransUnion, Equifax, and Experian.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.