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If you have poor credit or want no credit check to apply, the opensky® Secured Visa® Credit Card is a decent choice, featuring a high approval rate. It requires a refundable security deposit of $200 - $3,000, which determines the credit limit, and reports to all three major credit bureaus. The opensky card comes with the $35 annual fee, but that can be worth paying for the chance to rebuild your credit. After 6 months, opensky automatically reviews your account for potential upgrade eligibility.

Regardless of which card you choose, try to keep your credit utilization low and always pay your balance on time and in full each month to boost your credit score and qualify for traditional credit products later.

tags : Credit Cards Secured Cards Build Credit

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.