The content is accurate at the time of publication and is subject to change.

Charge cards are commonly given by major stores, hotels, resorts or cafes, exclusive to their consumer base, making it quite difficult to give these charge cards to all.

Credit cards on the other hand are given by all small and major banks that may have a tie up with various stores to give them discounts.

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Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.