Who is the Delta Reserve card for?? I can’t... - Travel with Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » Who is the Delta Reserve card for?? I can’t think of a reason to justify the $450...

Who is the Delta Reserve card for?? I can’t think of a reason to justify the $450 annual fee.

Answered on | Updated on August 3rd, 2017
The content is accurate at the time of publication and is subject to change.

The $450 annual fee is rather typical for the premium cards. To compensate it they offer unique perks, in case of the Delta Reserve card from American Express it is the easier access to the elite status which you can get with the Miles Boost feature, the Companion certificate and the access to the Delta Sky Club. However, with the $450 annual fee those features are worthy only for those who fly almost solely on Delta and fly a lot, enough to spend at least $30,000 a year.

If you don't fall into this category, then don't bother acquiring this card. Honestly, there are better cards. There are plenty of travel cards which are universal, have similar or better bonuses and don't require such a bizarre fee. In our opinion, $450 is way too big of a fee for even the perks that the Delta Reserve is offering, and you can save yourself those $450 by applying for another card and having similar bonuses, but no fee.

Check out the Discover it® Miles, there's no annual fee at all and it collects miles nicely over the year. Besides your miles will be matched at the end of the year meaning that you'll get twice as many miles as you've earned (for new cardmembers only).

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
  • Daniel

    New changes to the Medallion program make Delta Resrve card no longer worth the fee.

  • Stephanie C.

    I thought to apply for Citi premier card, but they cancelled sign up bonus.
    Maybe I should think about discover card.

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