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News: H-E-B and Central Market Now Have Credit Cards With Unlimited Cash Back - Credit-Land.com

H-E-B, a Texas-based grocery chain, and Central Market, a gourmet grocery store chain owned by H-E-B Grocery Company, launched their own credit cards: the H-E-B Visa Signature® Credit Card and Central Market Visa Signature® Credit Card.

Both credit cards have no annual fee and offer unlimited cash back on groceries and everyday purchases. Cardmembers can earn 5% cash back on eligible items purchased at H-E-B, Central Market, Joe V's Smart Shop, and Mi Tienda stores and locations where Curbside and Home Delivery are available. The 5% rate applies only to items of the H-E-B family brands, which include products from H-E-B, Central Market, Hill Country Fare, Field & Future by H-E-B, Kodi, Cocinaware, GTC and more.

Both cards also get the unlimited 5% cash back on all orders with Favor Delivery. Plus, all other purchases will always earn 1.5% cash back whether you buy at H-E-B or at other locations.

Unfortunately, the H-E-B and Central Market cards do not offer any welcome bonus. Plus, you won't be able to add an authorized user to your H-E-B credit card or request a credit limit increase.

On the bright side, consumers can pre-qualify for either of the credit cards without impacting their credit score. However, if you continue your application, the issuer can perform a hard pull on your credit reports. Once approved, you will immediately get a virtual card and can start using it right away. A physical credit card should arrive within around 10 business days.

The H-E-B and Central Market credit cards can be a great option for those who love H-E-B branded products. Otherwise, a regular credit card might be a better option. For example, it can be a credit card like the Capital One Quicksilver Cash Rewards for Good Credit card that gives 1.5% cash back on all purchases. Or, you can earn even more with the Citi Double Cash® Card or Wells Fargo Active Cash® Card - both give 2% cash back on all purchases.

tags : Cash Back Groceries Store Cards

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.