Chase - Disney´s Visa® Card Review

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Credit Card Applications » Research » Reviews » Chase » Next Stop, Magic Kingdom Rewards: The Disney Visa credit cards from Chase

Next Stop, Magic Kingdom Rewards: The Disney Visa credit cards from Chase


Updated: July 17, 2018

The content is accurate at the time of publication and is subject to change.

Chase - Disney® Premier Visa® Card

Chase - Disney´s Premier Visa® Card
Expert Rating:
Credit-Land.com’s experts may evaluate each card presented on Credit-Land.com to assist you with choosing the right offer. Some of the criteria reviewed include, but not limited to, the following: interest rates, fees, benefits, rewards programs, and customer service. The rating provided next to each offer reflects the experts’ honest opinions, beliefs, and experiences with each product presented on Credit-Land.com. Furthermore, this rating is NOT influenced by any compensation received by any partners listed on Credit-Land.com.

Chase - Disney® Visa® Card

Chase - Disney Rewards® Visa® Card
Expert Rating:
Credit-Land.com’s experts may evaluate each card presented on Credit-Land.com to assist you with choosing the right offer. Some of the criteria reviewed include, but not limited to, the following: interest rates, fees, benefits, rewards programs, and customer service. The rating provided next to each offer reflects the experts’ honest opinions, beliefs, and experiences with each product presented on Credit-Land.com. Furthermore, this rating is NOT influenced by any compensation received by any partners listed on Credit-Land.com.

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Key Feature:
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Key Feature:
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Key Feature:
Enjoy peace of mind with $0 Fraud Liability

Mickey fans, listen up: if you aren’t carrying the Disney Visa card from Chase, you could be missing out on enchanted rewards. The Disney® Visa® Card and the Disney Premier Visa® card, both issued by Chase, not only boast award-winning designs, they can save you a bundle on your next Disney vacation and ensure you and your family are treated like royalty when you visit the magic kingdom.

These eye-catching cards, emblazoned with pictures of your favorite characters, including Tinkerbelle, Nemo, Goofy, Donald Duck, Buzz, Woody, and yes, Mickey and Minnie too – are some of the best credit cards out there for anyone who spends a lot on Disney products or frequents their theme parks.

If you’re planning to take your little princes and princesses to the Magic Kingdom, bringing one of these cards along for the ride can make your vacation a little more magical – but keep in mind that both the regular and the premium cards require excellent credit to qualify. If your credit score is under an evil spell, it might take a wave of your fairy godmother’s wand – or some tips for improving your credit score – in order to be approved.

Once Upon a Time

Chase offers two different Disney Visa cards – a regular card and a premium one – and both give card holders savings and rewards on Disney purchases. Here’s what these Disney credit cards offer, whether you are at home or at the Cinderella Castle.

Sign-On Bonuses

Both cards offer a reward for using the card for the first time. After that first use (a purchase or balance transfer – cash advances don’t count) you’ll get a Disney gift card, redeemable at any Disney store or theme park. Next time your little one is begging for that Ariel doll or talking Buzz Lightyear, you might find that handy – or save it for a birthday or holiday gift.

Disney® Visa® Card - $50 gift card after first use

Disney Premier Visa® card - $100 gift card after first use

Disney Dream Reward Dollars

You won’t earn cash back with these cards, but you will earn Disney Dream Reward Dollars. These can be redeemed for anything Disney – movie tickets, DVDs, costumes, toys, and more – as well as for any purchases made at a Disney park. Every purchase you make using the card will add to your Disney Dream Reward Dollars balance, and there’s no limit to how many Disney Dream Reward Dollars you can accrue. There is, however, an expiration date on them. When traded in for a Disney Rewards Redemption card, there is an expiration date on the card. Otherwise, they expire five years from the date of issue.

Disney® Visa® Card gives 1 percent back in Dream Rewards Dollars on every purchase.

Disney Premier Visa® card - gives 2 percent back in reward dollars for purchases made at gas stations, grocery stores, restaurants, and Disney locations, and 1 percent everywhere else.

VIP Perks

Here’s where this card really shines. If you take your family on a trip to Disney World or Disneyland, you’ll enjoy the following exclusive benefits:

  • Bring your child to a special meet and greet with a Disney character at a private, exclusive location for card holders.
  • Get 10 percent off selected purchases of $50 or more at retail locations in the park.
  • Receive 20 percent off certain guided tours at the park.
  • You’ll be eligible for special vacation financing when planning your Disney vacation – talk to a travel expert at the Walt Disney Travel Company for details; you’ll need to book the vacation through them.

Even if you’re not at the Magic Kingdom, when you use your card you’ll always get 10 percent off of any purchase of $50 or more at a Disney store, or online at Disney.com, so if you buy a lot of Mickey Mouse watches, Toy Story DVDs, or Snow White Barbies, you’ll save on those purchases.

Annual Fee

The regular card has no annual fee, but the Premier card carries an annual fee of $492. Whether this is worth it to you depends on how much you anticipate taking advantage of the Dream Rewards Dollars, special vacation financing, and the bonus gift card – which is only given once, not every year.

The Premier card does come in more designs than the regular card – eight double-sided designs that are pretty darn cute. Is it worth $492 a year just for a cute card? I guess it depends on how hard-core a Disney fan you are.

Ongoing APR and Other Fees

Disney® Visa® Card 17.74%2 ongoing APR on purchases and balance transfers, 26.74%2 ongoing APR for cash advance, 3%2 balance transfer fee, 3%2 foreign transaction fee and 3% cash advance fee.

Disney’s Premier Visa® card has pretty the same features.

NOTE: There is no low introductory APR offer on these cards, but there is a zero-percent APR for 6 months2 when you pay for a Disney vacation package with the card. If you’re planning a pricey Disney vacation and want to spread the cost over several months, this can be a great option to do it, interest-free.


Happily Ever After

So, are these cards worth it? It depends what you’re looking for in a credit card. If you love Disney and want to carry their cute cards in your wallet, and you plan to make a lot of Disney purchases or go on a Disney vacation, then yes – this card may be a good deal for you.

On the other hand, if you’re looking for a card that gives cash back instead of Disney Dream Reward Dollars, there are plenty of cards out there that would give you a better return on your money. Check out our cash-back rewards card section to find several great choices, including Chase Freedom® credit card. These cards offer between one and five percent cash back on purchases and let you spend that money however you want.

For the die-hard Disney fan, Chase Freedom® may be the card that makes dreams come true. It just depends what, exactly, your heart desires!

Chase - Disney Premier Visa® card

Chase - Disney Premier Visa® card
Expert Rating:
Credit-Land.com’s experts may evaluate each card presented on Credit-Land.com to assist you with choosing the right offer. Some of the criteria reviewed include, but not limited to, the following: interest rates, fees, benefits, rewards programs, and customer service. The rating provided next to each offer reflects the experts’ honest opinions, beliefs, and experiences with each product presented on Credit-Land.com. Furthermore, this rating is NOT influenced by any compensation received by any partners listed on Credit-Land.com.

Chase - Disney® Visa® Card

Chase - Disney® Visa® Card
Expert Rating:
Credit-Land.com’s experts may evaluate each card presented on Credit-Land.com to assist you with choosing the right offer. Some of the criteria reviewed include, but not limited to, the following: interest rates, fees, benefits, rewards programs, and customer service. The rating provided next to each offer reflects the experts’ honest opinions, beliefs, and experiences with each product presented on Credit-Land.com. Furthermore, this rating is NOT influenced by any compensation received by any partners listed on Credit-Land.com.

2 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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