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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Top 5 June 2022 credit cards for travel
The sun shines more and more each day, flowers are in bloom and you already feel how hot it is getting - summer is here. Summer holidays are almost here, and even with the COVID-19 still around, you may be in dire need of preparation. You can lift in spirits and let CreditLand experts do all the work! With the cards we've selected, you can start getting ready for your summer holidays right now to have enough miles and points to give yourself a nice little trip when the time comes.
We picked up the creme de la creme of travel rewards credit cards from our partners and made them compete against each other in the vicious fight of rewards and bonuses. Take a look at our candidates and see who won in the summer rewards race.
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Note that these offers are for GOOD & EXCELLENT credit only. For lower credit score offers click here
CHOOSE YOUR CREDIT HISTORY:
#1 credit card |
#2 credit card |
#3 credit card |
#4 credit card |
#5 credit card |
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| Discover it® Miles | Citi Rewards+® Card | Capital One Venture Rewards Credit Card | Citi Premier® Card | Capital One Venture X Rewards Credit Card |
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| apply | apply | apply | apply | apply |
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on Discover's secure website
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on Citi's secure website
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on Capital One's secure website
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on Citi's secure website
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on Capital One's secure website
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Bonus Offer
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UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
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Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
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Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
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For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
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Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
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Earning Rewards
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Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
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Intro APR on Purchases
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0% Intro APR (15 months)
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0% (15 months)
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N/A
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N/A
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N/A
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Ongoing APR
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12.74% - 23.74% Variable APR
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14.99% - 24.99% (Variable)
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16.24% - 24.24% (Variable)
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17.49% - 25.49% (Variable)
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17.24% - 24.24% (Variable)
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Annual Fee
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$0
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$0
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$95
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$95
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$395
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How to choose a
travel credit card
A good travel credit card helps you save on travel by earning rewards that you can later use to get free flights or hotel stays. Some travel rewards credit cards can give you more benefits than just rewards. But before you choose the best recommended travel credit card, you should make sure it will be worth your time and money.
First of all, to get a decent travel rewards credit card, you should have good or excellent credit. If you have bad credit, you won't be able to get a worthy travel credit card. The second thing to consider is your spending habits, which are closely followed by travel habits. Many cards for travel do not give big rewards for everyday purchases. So consider where you spend most of your money and try to find a travel card that will offer high rewards rate in this category. Same with travel, if you do not travel much, look for a travel credit card that will reward you for your everyday purchases, not only for travel purchases.
And the last thing to consider is your preferences. Whether you want to pay an annual fee or not, or maybe you need some travel perks like lounge access or free checked bags, or TSA Precheck credit. Still, you should keep in mind that there may be no travel credit card out there that could give you everything you want. So you may need to compromise or get more than one travel credit card to achieve your goals.
Credit Score
Most travel cards are designed for people with good or excellent credit.
Rewards Bonus
A sign-up bonus can be enough for a one-way or even round-trip domestic flight.
Rewards Categories
A good travel card will offer rewards equal to at least 1.5% to 2% of your spending.
Annual Fee
Travel cards with no annual fee tend to have fewer perks than the ones with an annual fee.
Perks & Benefits
Many travel cards offer perks and benefits that come in especially handy as you travel.
Airline credit cards vs. travel credit cards
When it comes to choosing a travel credit card, you usually have to decide between a hotel credit card, airline credit card, or a travel rewards credit card. So basically you are presented with a choice between a co-branded credit card and a general travel rewards credit card.
Airline co-branded credit card
Airline credit cards bear the name of an airline and the issuing bank. Rewards earned with this type of card can usually be redeemed with that airline for flights. So you are basically restricted to one airline. If the airline has partners or a part of an airline alliance (like Oneworld, Star Alliance, or SkyTeam), you get more redemption options, but they are still limited. Airline credit cards can also give you exclusive perks like priority boarding, free checked bag, lounge access and some other perks.
Travel credit cards
General travel rewards credit cards are not co-branded with any airline and therefore can be used for various travel expenses, not only airfare. Travel rewards credit cards will either allow you to use points to book travel directly, by redeeming points for statement credits, or by transferring points to participating loyalty programs. Also, travel credit cards can allow cash redemptions, but they are usually least beneficial. Travel rewards credit cards may not offer some perks like priority boarding or free checked bag, but they may offer other perks like concierge service, travel protections, or no foreign transaction fees.
Airline credit cards are usually great for those who travel with one airline all the time. Also, this type of card will be most beneficial for those who fly two times a year or more often as the biggest rewards are earned on airfare. Travel rewards credit cards will be good for various travelers and even for those who fly only occasionally. The flexibility in redemption will give travelers the freedom to plan their trips choosing the cheapest flight as points can be redeemed with various airlines.
Pay attention to fees, perks, and restrictions
The most disappointing thing that may come with a travel credit card is rewards expiration. No one will want their earned miles to be expired. With airlines credit cards, miles may often expire in several years of inactivity. So, if you do not fly often, an airline credit card won't be the best travel credit card for you. In this case, you'd better consider a regular travel rewards credit card.
Fees are also unwelcome on travel cards, especially such fees as foreign transaction fees, redemption fees, or hefty annual fees. While most airline credit cards will charge you an annual fee, there are travel credit cards that do not charge an annual fee. Still, if a card offers benefits you often use and which otherwise would cost you a lot, having a travel credit card that offers this benefit for free can be worth paying the annual fee.
Foreign Transaction Fees
Look for a travel rewards credit card that does not charge foreign transaction fees.
Rewards Expiration
If you do not travel often, look for a travel card with unlimited rewards that do not expire.
Blackout Dates
Loyalty is good, but it may mean a limited number of award seats you can book with your rewards.
Redemption Options
If you do not want to redeem for travel just yet, you should have other redemption options.
Cash Back
Sometimes you may want to simply turn your points or miles into cash without losing in value.
Let's compare
rewards credit cards BY MAIN FEATURES:
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Alternatives to travel credit cards for bad credit
People with bad credit won't be able to get a decent travel credit card. However, they still have options. First of all, those who are loyal to one or two airlines and fly at least once a year can join the airline's loyalty program. That is not the fastest way to accumulate miles towards free flights, but still, you can get something. And the second option is to get a cash back credit card. Today it's even possible to find a secured credit card with cash back rewards. So, you can save at least 1% back on travel and other everyday purchases.
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