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You'll likely need at least a good credit to excellent score to qualify for the Amazon Prime Visa card. For those with excellent credit, the Prime Visa offers the highest rewards rates on the most purchases. If you're below that range and still prefer Amazon offers, you may be eligible for the brand's closed-loop card, the Amazon Store Card*.
When you apply, the card and the perks you can access depends on whether you have Prime membership. Prime members will get the Amazon Prime Store Card*. If you're not a Prime member, you'll get the standard version of the card, which offers no cash-back rewards and deferred financing.
This differs from a typical 0% introductory APR offer when you're still carrying a balance when the introductory period ends, you'll only accrue interest on the outstanding balance and only from the date the regular APR takes effect.
Therefore, if your credit score is close to 670, you may qualify for the Discover it® Cash Back credit card. This card gives 1% cash back on all purchases and up to 5% cash back in rotating categories (on up to $1,500 in purchases when you activate). Note that you need to register each quarter to start getting rewards within the category.
*The information for the following product(s) has been collected independently by Credit-Land.com: Amazon Store Card and Amazon Prime Store Card. The card details on this page have not been reviewed or provided by the card issuer.