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You can transfer the card balance to the Discover it® chrome card. It comes with a 15-month 0% intro APR on balance transfers and purchases (15.74% - 26.74% Variable APR after that). The balance transfer fee is 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*. The card also has rewards program. It will allow you to earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter and 1% cash back on all other purchases. So you may want to keep this card to earn rewards on gas purchases as it will save you more than 5 cents per gallon.