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The Victoria's Secret credit card is a basic store-branded card, which can only be used at all Victoria's Secret and PINK stores and at VictoriasSecret.com. You won't be able to use this card anywhere else.

If you want a more versatile card with high rewards rate (at Victoria's Secret locations as well), you should apply for a general credit card. For example, the Discover it® Cash Back card gets you up to 5% cash back in rotating quarterly bonus categories on up to $1,500 of quarterly spending when you activate, and 1% back on other purchases. Plus, Discover will automatically match all the cash back you've earned at the end of your first year if you are a new cardholder.

To earn 2% back on eligible purchases all the time, you might want to consider the Citi Double Cash® Card (Citi is a Credit-Land.com advertising partner). This no-annual-fee credit card offers one of the best flat-rate cash back programs, and 18 months of intro 0% interest on balance transfers (when the introductory interest rate is over, the ongoing APR of 19.24% - 29.24% (Variable) will apply), which can help you pay off your current debt.

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Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.