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Yes, you can find credit cards with cash back rewards and no annual fee. The Discover it® Cash Back credit card may be a good choice for you. It comes with 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. All other purchases will earn unlimited 1% cash back. What is more, Discover will match ALL the cash back you've earned at the end of your first year, automatically (for the new cardmembers only). This card comes with 0% APR on purchases and balance transfers. Note that then the introductory period ends, the ongoing APR of 12.74% - 23.74% Variable APR will apply.