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Thank you for a question. There are many credit cards that fit your request. You may choose from general rewards credit cards. These cards allow to collect rewards on any purchase at a flexible rate. They also come with flexible redemption options: you are able to redeem earned rewards on any expenses, including travel ones. And you're not tied to redeeming in a single hotel chain, like you were with m life card. If you plan to carry a balance, you may want to consider a card with a 0% introductory APR.