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Since you have bad credit, you can either apply for a secured credit card or for a card designed for people with bad credit.

A secured credit card is designed for those who want to establish their credit and have issues with being approved for an unsecured credit card. Secured credit cards are easier to get as they require a security deposit that should be paid when you are approved for the card. The minimum security deposit is usually around $200 - $300, and it usually gets you an equal line of credit. Some credit card issuers may extend higher credit limits while requiring lower security deposits if they consider you creditworthy enough. When you close or upgrade your secured credit card, you will get your deposit back (provided it hasn't been used).

If you do not want to pay a security deposit, you can consider credit cards for people with bad credit. These cards may come with higher fees and interest rates, so be sure you get acquainted with possible fees when you choose an unsecured credit card.

tags : Bad Credit Secured Cards Technology

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.