Hello, I was a victim of fraud years ago and my... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Hello, I was a victim of fraud years ago and my credit history is bad. Can I get approved...

Hello, I was a victim of fraud years ago and my credit history is bad. Can I get approved for a card? I would like to build up my credit again. Thank You

Answered on | Updated on October 16th, 2012
The content is accurate at the time of publication and is subject to change.

Yes, you can. Consider secured credit cards. These cards are good for those who want to rebuild credit. Secured means that you will have to pay a security deposit which will act as collateral. You credit line will be equal to this security deposit and will start somewhere around $200. Don’t expect low APRs from these cards. Also they may charge an annual fee and processing fees. Look for a card with minimum fees or APRs. But the most important things you should pay your attention to are fraud liability and identity theft protection. All major credit card companies – like American Express, Discover, Visa and MasterCard – offer services that will help you feel safe and protected when you swipe you card or make online purchases. Just review their offers and choose the most suitable program for you.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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