My overall debt is approximately $7,500, with $444 of it past due and in collections. The...
ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most issuers whose offers appear on our site.
Compensation from our advertising partners may impact how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
My overall debt is approximately $7,500, with $444 of it past due and in collections. The remaining balance (all previously defaulted student loans) has been consolidated and I'm current on my payments for 11 months now. With a credit score averaging 576 what type of cards should I be searching for?
Answered on Jan 31, 2013
Updated on Jan 31, 2013
The content is accurate at the time of publication and is subject to change.
You should look for secured credit cards. These cards are created for those who have a negative credit history, but they want to improve their credit score. Secured credit cards require a collateral deposit. Otherwise, the secured credit cards work just like unsecured credit cards, and may even offer bonus programs.
My FICO is 517. Can I get anything that's unsecured?
First, try to check your credit reports to see if there are any derogatory marks, namely unpaid accounts, missed payments, and more. Derogatory marks can affect your credit score, your ability to be approved for credit, and the...
What are the advantages of being an Accepted Platinum cardholder, and how can I make purchases with an account?
The Accepted Platinum Card is a line of credit that can be used exclusively at MyUnique Outlet Shopping Club website (www.myuniqueoutlet.com). My Unique Outlet is the online shopping portal for Unique Card Services that offers a wide...
I was offered to apply for Stoneberry Credit® while shopping online there. I didn't like that I can use that only at Stoneberry. Are there any credit cards that can be used anywhere if I don't have perfect credit.
Thank you for a question. You are right, Stoneberry credit can be used for shopping only at Stoneberry and its brands (including Masseys, Mason Easy-Pay, K. Jordan, and Fifth & Glam) and only online. If you want to shop anywhere, including offline,...
I like the Oportun Credit Card, but it seems to me that the percentage is high. Are there low interest credit cards for people like me with limited credit history?
Yes, it is possible to find such cards even if you have limited credit history. If your credit score is not where it needs to be, you can apply for credit cards for limited/no credit history from our partners and use it to bring...
I like the Staples Personal Credit Card, but it seems to me that the percentage is high. Are there low interest credit cards for people like me with limited credit history?
Yes, it is possible to find such cards even if you have limited credit history. If your credit score is not where it needs to be, you can apply for credit cards for limited/no credit history from our partners and use it to...