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Well, when it comes to looking for a credit card to use to begin establishing a credit history with, there are several things you want to keep in mind. First of all, you want to ensure the card you are looking at will be reporting your credit activity to the major credit bureaus. This is what will actually allow you to build your credit profile. The National Tire and Battery credit card is issued through Citibank
so this card will be reporting activity to the major credit bureaus. Another thing you want to ensure is that the card is not going to cause you to earn an unpayable balance for yourself. Considering you frequent shop at NTB, the NTB credit card may not be the best option for you to start with as you may overspend there. What I would suggest you get instead is a general card that is affiliated with a major payment network and has a manageable spending limit that you can use for all your purchases even outside the store.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.