Does the Lowe’s credit card offer rewards? - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Does the Lowe’s credit card offer rewards?

Does the Lowe’s credit card offer rewards?

Answered on | Updated on March 1st, 2017
The content is accurate at the time of publication and is subject to change.

No, the Lowe's credit card does not offer rewards. They do not have a customer loyalty program. Lowe’s used to offer a Visa card, but it was discontinued. You may still see the Lowe’s Visa but that is strictly in regards to servicing of old accounts. They are no longer taking applications for that card. The current Lowe’s credit card offers a 5% discount on what they call “everyday” things. But this is a one-time only discount, this is not an ongoing offer. You must spend at least $299 on a single receipt and there are some exceptions. Keep in mind you should pay your bill right away, especially if you are using the 5% discount to save money, because at a rate of 24.99% the interest can rack up fast.
If you want to earn rewards on your purchases you should apply for general rewards credit cards. For example, it can be the Discover it card. This card gives you up to 5% cash back on your purchases in rotating categories (note that you need to register in order to be eligible for getting the bonus). There is no annual fee and you will be able to take advantage of 0% intro APR on purchases. Note that when the introductory interest rate is over, the ongoing APR will apply.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
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Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
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3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
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