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The Ford credit account offers no useful benefits aside from their special financing plans. If you do not plan on financing your vehicle, their card is fairly useless as it offers no rewards or extra benefits. Thanks to the overwhelming number of general credit cards that are available though, you have several options available when it comes to getting the most out of your purchase. One solid standby option is to apply for a cash back credit card. By using one of these cards, you will basically be saving a certain percentage on your purchase. You also have the option of applying for a rewards credit card. One of these cards will allow you to collect reward points, which can be redeemed for multiple options including gift cards and award travel.