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In almost all major credit cards, an individual is given a certain credit limit to spend, The card issuer also gives the consumer a term referred to as the 'grace period' to be able to repay this amount spent without having to bear the burden of an interest rate. This grace period ranging anywhere from 20 to 40 days giving one enough time to repay the amount spent.

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.