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The Marvel MasterCard is issued by Synchrony Bank which is not super demanding. However, since the Marvel card comes with a MasterCard logo on it, meaning it is accepted everywhere, you may need a higher than average credit score. So, a credit score close to 700 should be enough to qualify. If your credit score is in mid-600, you'd better skip the Marvel credit card and apply for a credit card that is good for your current credit score.