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Since your credit is good, you can choose any credit card that offers 0% intro APR on balance transfers. You can choose the zero introductory period that is good for you. Just make sure the introductory period is long enough for you to pay off the transferred balance in full within the given introductory period. When your 0% APR on balance transfers ends, an ongoing APR will apply. If you fail to pay off the transferred balance, an ongoing APR will apply to the remaining balance. Also, some issuers require to request balance transfers within a certain period, so don’t forget to check if there is such restriction. There is another thing to check out when you transfer a balance is a balance transfer fee. Most issuers charge 3% of each balance transfer.

tags : Student